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In the following section, you will find useful information about health insurance, medical services and treatment and additional related issues |
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| Private health insurance |
As a migrant worker in Israel, it is essential that you have a comprehensive health insurance that covers emergency care and everyday medical expenses.
Your employer is obliged by law to:
 Provide you with private medical insurance for the entire employment period
Give you a summary of the insurance policy in a language that you understand
In order to cover the cost of medical insurance, your employer may deduct from your monthly salary a sum not exceeding one third of the monthly premium (Hebrew).
You are the owner of the insurance policy. This means that you can deal with the insurance company directly, without your employer's mediation. You may appeal certain clauses in the policy and decisions made by the company (you can get legal aid from NGO’s if required), and you are entitled to complete medical confidentiality. |
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| Healthcare Services, Clinics and Hospitals |
Your medical insurance policy should cover standard medical services from one of the four healthcare service providers in Israel:
Clalit
(Tel. *2700)
Maccabi
(Tel. 1-700-50-53-53)
Leumit
(Tel. 1-700-507-507)
Meuhedet
(Tel *3833).
In case of an emergency, you can get medical service in dozens of hospitals throughout Israel or call 101 for an ambulance.
The NGO Physician for Human Rights (PHR) operates an open clinic in Tel Aviv that provides medical care free of charge:
Address: 52 Golomb St., Tel- Aviv, Tel: 03-6873718, Fax: 03-6873029
Family physician: Sunday, Tuesday, Wednesday 17:00-21:00
Gynecologist: Monday 17:00-21:00
Pediatrician: Friday 9:00-13:00 |
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| Sick Leave and Sick Pay |
You are entitled to sick pay starting from the second day of your absence from work, providing you present a valid doctor’s note. In total, you are entitled to 1.5 sick leave days for every month worked, up to a total of 90 days. For the second and third days of absence, you get 37.5% of your regular salary; for the fourth day onwards, you get 75%. |
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| Work related injuries |
A work related injury is any injury or illness you suffer in connection with your work, whether during actual work, during breaks, or on your way to work. You are covered against work related injuries thanks to National Insurance payments deducted from your salary.
Your employer should open a file for you with the National Insurance Institute and give you the file number to be used in case of hospitalization or claims resulting from work injuries.
In case of an injury your employer should fill out a form referring you to receive medical treatment and confirming that you were injured in a work related incident.
Note: Apart from cases of emergency, turn to your healthcare service provider and not to a hospital.
 Referral form (Hebrew, PDF format) |
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| Injury allowance |
You are entitled to an injury allowance if your work injury or occupational disease has temporarily prevented you from doing your job (or any other suitable job for the same employer).
To obtain injury allowance, you need to file a claim with the National Insurance Institute and attach a doctor’s note that confirms your incapacity for work for a specific period of time.
If your employer has a suitable arrangement with the National Insurance Institute, the claim should be filed through the employer, who will also pay you the injury allowance.
Detailed information on injury allowance is available on the National Insurance Institute website.
Claim for Injury Allowance form (Hebrew, PDF format) |
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